In many developed countries today, population aging is forcing governments to channel substantial resources into pensions and healthcare, while at the same time, employment opportunities and innovative vitality for the younger generation face corresponding pressure. In the face of this fundamental demographic shift, should the retirement age be raised or delayed retirement be encouraged to alleviate fiscal strain and social burdens, or should priority be given to safeguarding the welfare and quality of life of the elderly, even if this means imposing higher taxes on younger workers? Please articulate your stance and provide reasons and examples based on specific country cases or personal experience.